Guide

NHS prescription prepayment certificate (PPC): 2025/26 prices

Updated

A PPC is a flat-rate season ticket for NHS prescriptions in England. If you pay for prescriptions regularly, it is almost always the first thing to check.

2025/26 PPC prices

NHS prepayment certificate prices, England, 2025/26
CertificatePricePays off at
3-month PPC£32.054+ items in 3 months
12-month PPC£114.5012+ items in 12 months
HRT PPC (12 months)£19.803+ HRT items a year

Prices were set in April 2025 (nhsbsa.nhs.uk). Charges are reviewed each April, check the NHSBSA page for the current figure before buying. The HRT PPC covers listed hormone replacement therapy items only; the standard PPCs cover every NHS prescription item.

The breakeven maths

The per-item charge is £9.90, so a 12-month PPC at £114.50 costs the same as 11.6 items, meaning it wins at 12 or more items a year. The 3-month PPC at £32.05 costs the same as 3.2 items, so it wins at 4 or more items in three months. One regular medicine collected monthly is already 12 items a year.

Annual cost by items per year, 2025/26
Items per yearPay per item12-month PPCSaving with PPC
11£108.90£114.50PPC costs £5.60 more
12£118.80£114.50£4.30
24£237.60£114.50£123.10
48£475.20£114.50£360.70

How to buy one

  1. Buy online at nhsbsa.nhs.uk, by phone, or at some pharmacies. It can start up to a month back or a month ahead.
  2. For the 12-month certificate you can spread the cost over 10 monthly direct debit instalments (£11.45 a month at 2025/26 prices).
  3. Keep the certificate (digital or card), you declare it when you collect prescriptions.

Refunds and the month you already paid

If you paid per item in the month before your PPC start date, or bought a PPC and then became exempt, you can claim a refund, ask for an FP57 receipt at the time you pay (it cannot be issued later) and claim within 3 months. Partial refunds on 12-month PPCs are available in limited circumstances, e.g. if you become exempt or the certificate holder dies.

Buy only from nhsbsa.nhs.uk or an official pharmacy outlet. Third-party sites resell PPCs with a markup, the certificate is identical.

Questions, answered directly

How much is a prescription prepayment certificate in 2025/26?

£32.05 for 3 months or £114.50 for 12 months, in England. The 12-month certificate can be paid by 10 monthly direct debits.

How many prescriptions make a PPC worth it?

12 or more items a year for the 12-month PPC (£114.50 vs £118.80 paying per item), or 4 or more items in three months for the 3-month PPC.

Paying £9.90 a time? Check in 30 seconds.

Free-prescription routes first, then the PPC maths, the checker walks you through both.

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